I think Heather McGhee (in her book The Sum of Us) breaks it down way better than I could. Her point is best described by the drained pools in the South during desegregation. White communities chose to fill in their pools rather than allow mixing in public pools. Likewise, they shut down and defunded their public schools. Now many white Americans are distrustful of government programs at the local, state, and national levels because racism infects the brains of white people. We cut off our noses to spite our faces. Right now we face a housing crisis that affects white people and everyone else, too. We could have avoided this except public housing initiatives have been undermined since the 1970s and zoning for single family housing replaced redlining as a way to restrict access to housing. We have a prison crisis that affects white people as well as everyone else - which is based on racist laws and punitive sentencing. We can't seem to get protections for labor and unions because the white working class is stuck voting on identity politics. They would rather be anti-woke than pro-labor.